(Validate idea) AirPods insurance, for any scenario

The situation when most people need to buy a new pair of AirPods, is when they loose it, and studies show that 40% of owners reported that they have lost at least one permanently (me included). This is something Apple Care, and most other insurances won’t cover. So what if there was a separate insurance, that you could buy for $22 (or something like that) a month, and you could get a new pair of the same AirPods you had no matter what happened. Would you buy it, or could you imagine people buying it?