Might be too late to buy XRP

I'm just curious and have FOMO because this might increase after all this hype and enthusiasm, especially with the events going on. I usually get paid twice a month and am just waiting for the last paycheck of the month, which is a week and a half. What are the forecasts and predictions looking like before the end of the month, then January to February? My goal is to own 10k of XRP, which might be impossible since it's probably going to be high when those days come, especially during this upcoming altcoin season.