Pre-approval letter renewal without hard inquiry?
The lenders I've talked to so far all require another hard inquiry each time the pre-approval expires (30 days if we go with the state credit union recommended by our realtor). My husband and I will be casual buyers because we rent month to month and are fine staying where we are for at least another year while we look. All that to say, I'd like to avoid having a hard inquiry on our credit score every 30 days as our preapproval letter expires, for possibly 8-12 months in a row. I recall reading a thread here once where people were able to get their preapproval renewed without a hard inquiry. Who are those lenders? Any tips? Thank you in advance!