Junior in college looking for advice

Hey all!

In need of some guidance after going over my degree evaluation with an advisor and realizing I’m stuck between two options

OPTION 1: Graduate a semester early with exactly 120 credits Advantages: Save money on a full semester, begin career early

OPTION 2: Graduate in 4 years, use that last semester as a way to earn credits to use towards my 150 (I would graduate with 138) Advantages: Closer to 150 towards CPA

Which do you think is the better option?